How do I set up earned wage access (formerly InstaPay)?

Important

InstaPay is rebranding to earned wage access. You may see both names used on this website while we change the name in the app and online.

Earned wage access (often shortened to EWA) is a process by which employees, at the expense of a small percentage of their salary, can access their accrued wages before their assigned payday.

So, how do you make the most of EWA? You need to learn the answers to these two simple questions:

Just click the links above, or scroll down, and you'll be taken straight to our simple walkthrough on setting up and accessing EWA!


 

How do I set up earned wage access?

Walkthrough: How do I set up earned wage access?

Welcome to our interactive walkthrough! You just need to click through the below screenshot gallery for a simple, step-by-step guide on how to set up EWA.

How do I set up earned wage access?
  1. Log in to the Swag app.
  2. Tap the Money icon.
    Screenshot of where to tap on the money icon in the swag dashboard
  3. Tap on Income along the top bar.
    Screenshot of where to tap on the income button along the top bar
  4. Tap earned wage access.
    Screenshot of where to tap on the earned wage access
  5. Select Get earned wage access.
    Screenshot of where to tap on get earned wage access
  6. Enter the amount you want to access, then tap Next.
    Screenshot of where to tap on how much you would like to receive in earned wage access funds, then tap next

Important:

Earned wage access can be paid in to any nominated account you have listed on your HR platform or directly in to your Swag Spend Account.

  1. Select which account you would like to receive your Earned Wage Access Now funds, then tap Next.
    Screenshot of where to select which account you would like to receive your earned wage access funds into, then tap next
  2. Review the details to ensure they're correct, then tap Confirm.
    Screenshot of confirm earned wage access request

How do I see my earned wage access history?

How do I see my earned wage access history?
  1. Log in to the Swag app.
  2. Tap the Money icon.
    Screenshot of where to tap on the money icon in the swag dashboard
  3. Tap Income.
    Screenshot of where to tap on the income button along the top bar
  4. Tap earned wage access.
    Screenshot of where to tap on the earned wage access
  5. Tap on earned wage access History.
    Screenshot of where to tap on the earned wage access history button
  6. You will now see listed your previous earned wage access transactions.
    Screenshot of where to tap on the earned wage access history screen displaying all previous transactions

Still need help? 

Ask for further assistance via the Swag app. 

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