How do I request Earned Wage Access (EWA)?

Earned Wage Access (EWA) allows you to receive your wages before your scheduled payday. Instead of waiting for the traditional bi-weekly or monthly paycheck, you can access your hard-earned money when you need it most.

With EWA, you have the flexibility to schedule your earnings to be paid out when you need it. This service can be particularly beneficial in managing unexpected expenses, providing financial stability, and giving you greater control over your finances.

Schedule EWA payments

How to instantly access EWA
  1. Log into the Swag app
  2. Tap the Money icon.
  3. Tap the Income tab along the top bar.
  4. Choose how much of your earned wages you would like to access. 
    choose the amount of your earned wages that you would like to access
  5. Tap the Withdraw Now button. 
    choose the amount of your earned wages that you would like to access
  6. Choose ‌which of your accounts you would like to send your earned wages.
  7. Tap Next. 
    choose where are we sending your funds then click next
  8. Once your earned wage access request has been processed, you will see this screen. Tap Done to return to the Money home screen. 
    your request has been processed then click on done to return to money home screen

Helpful Hint

Your funds will reach your chosen account within 2 hours of your request.

How to schedule recurring payments for your earned wages
  1. Log into the Swag app.
  2. Tap the Money icon.
  3. Tap the Income tab.
  4. Tap the Recurring button.
  5. Set a withdrawal amount. You can choose a custom amount by clicking Other.
    select a withdrawal amount. choose a preset amount or a custom amount.
  6. You will see a How it works screen, which will explain when you can receive your chosen amount. Click Got it to return to your earned wages screen. 
    how it work screen to explain when you build and can receive your earned pay
  7. Tap the Withdraw button.
    withdraw every 500 pounds earned.png
  8. Check the amount you will receive.
  9. Check the account into which the money will be paid. You can tap on the account to change it if required.
  10. Click Next.
    check the amount you will receive and click next
  11. Tap Confirm.
    please confirm ongoing withdrawal request.png

Edit or cancel Earned Wage Access (EWA) payments

How to edit a recurring payment
  1. Log into the Swag app.
  2. Tap the Money icon.
  3. Tap the Income tab.
  4. Tap the Recurring button.
  5. Tap Edit.
    edit recurring payment.png
  6. Set a new withdrawal amount.
  7. Check the account into which the money will be paid. You can tap on the account to change it if required.
  8. Tap Update.
    enter your new amount and tap update.png
How to cancel recurring payments
  1. Log into the Swag app.
  2. Tap the Money icon.
  3. Tap the Income tab.
  4. Tap the Recurring button.
  5. Tap Edit.
    edit recurring payment.png
  6. Tap Cancel recurring withdrawal.
    cancel recurring withdrawal.png
  7. Click Yes, cancel.
    Cancel confirmation with yes highlighted
  8. Once successfully cancelled, you will see this successful cancellation screen. Tap Done to return to the Money home screen.
    you've successfully cancelled your ongoing withdraw
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